When you evaluate various credit card options with CreditCardSearchEngine.com, compare the credit card interest rates. Look for a low interest rate card but remember the interest rate is not fixed so it can be adjusted either quarterly or by written notice by the bank or company. You may be able to negotiate with your bank for a lower interest rate.
Compare how finance charges are calculated to help determine the total cost of credit. Look at all charges for each card. Some companies add other fees, such as late-payment fees if your payment arrives after the due date, or transaction fees every time you use the card.
Compare also services and features, such as travel insurance, rebates, purchase protection plans, Cash Reward Credit Cards or extended warranties.
This blog post was based on information provided by Blogitive. For more information, please visit Blogitive.com.
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